That Which I Fear Has Come Upon Me

Last November I was involved in a road accident. An Insurance man came to see me today to go over the details as a personal injury claim is being made against me it now seems. I recalled for him the whole scenario which led to a man running into on coming traffic. Bizarrely I actually avoided crashing into his parked car previously. Still due to his panic an accident still occurred. It was out of my hands. The insurance man after writing out his report strangely said twice to me  " Its as though you walked into a trap that day " Yes the events leading up to the accident were many and sequenced. The final act of his panicking and running into traffic and being injured seemed pronounced and a last ditch attempt at disaster. Do disasters have to happen sometimes ? You can never avoid disaster caused by another. Now that's scary...